How much money would I lose monthly with 450€/month?

2022.01.27 09:14 silppurikeke How much money would I lose monthly with 450€/month?

Hola todos, I’m planning moving to Spain to study in a university, and 450€ is the sum of student and housing allowance I get from my country. I’ll either go to Valencia or Almería, what would the minimum expenses look like in these cities? How much would I have to save for a year in Spain taking these allowances into account?
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2022.01.27 09:14 Jallapenost My 2015 MBPro is showing 2 harddrives?

Recently decides to format my 2015 Macbook pro. Now under storage I can see my usual HD, but also another «clone» of it called update? Is it safe to delete? how do I get rid of it?
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2022.01.27 09:14 ZoolShop Frog’s Missing Leg Regrown With Chemical Cocktail, Scientists Claim

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2022.01.27 09:14 xpeebsx Little Presents

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2022.01.27 09:14 Rogerialismo Codex T'au release date?

So it'll probably a saturday knowing GW, but do we have a release date and time for the new codex?
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2022.01.27 09:14 Saeigan Master Tamer

Master Tamer submitted by Saeigan to overlord [link] [comments]


2022.01.27 09:14 lillys_table The easiest French toast recipe ever

The easiest French toast recipe ever submitted by lillys_table to FoodVlog [link] [comments]


2022.01.27 09:14 SchlesingerMindy323 [HIRING] 7 Jobs in San Jose Hiring Now!

Company Name Title City
GGW Staffing Receptionist San Jose
Blues Brothers Construction Inc Construction Office Dispatcher San Jose
Western Healthcare. Physician / Anesthesiology / California / Locum tenens / San Jose, CA - Full Time Locum - Full Range of Cases - 8 to 13 Hour Shifts - 24 Hour Call - Multiple Positions - General Job San Jose, CA
Western Healthcare Physician / Other / California / Permanent / San Jose, CA - Full Time Locum - Full Range of Cases - 8 to 13 Hour Shifts - 24 Hour Call - Multiple Positions - General Job San Jose, CA
Consolidated Electrical Distributors Warehouse San Jose
QualX Corporation Release of Information Clerk San Jose
@Ease Family Solutions Temp Family Assistant Needed in San Jose San Jose
Hey guys, here are some recent job openings in san jose. Feel free to comment here or send me a private message if you have any questions, I'm at the community's disposal! If you encounter any problems with any of these job openings please let me know that I will modify the table accordingly. Thanks!
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2022.01.27 09:14 Subtly_Cynical Low effort

Low effort submitted by Subtly_Cynical to meme [link] [comments]


2022.01.27 09:14 lilyxu185 Supply chain does not pose a "threat", apple or welcome the best quarter?

Supply chain does not pose a Apple will release its first quarter results for the year ended December 2021 after hours on Thursday. Analysts expect that by the end of 2021, Apple will better deal with the supply chain problems related to the epidemic than its competitors, which makes Apple's revenue likely to exceed Wall Street's growth target of 6%.
Apple's performance has been very strong throughout the epidemic. Because in the past two years, more and more people have begun to work, learn and connect with others remotely, the demand for Apple devices and services is particularly high. Analysts believe that in the first quarter, the company's performance will be boosted by the strong sales of iPhone 13 in the world and China and the continuous growth of MAC shipments.
The market is closely watching the financial reports of apple and other technology companies to see if they can ease the selling tide that has wiped out nearly $3 trillion of the market value of the Nasdaq 100 index. Recently, investors continue to sell technology stocks because they are worried that the Federal Reserve will significantly raise interest rates and erode the value of future earnings of technology stocks. Others worry that with the improvement of the epidemic situation, the upsurge in the purchase of scientific and technological products under the "home economy" will not continue.
Analysts are generally optimistic
According to the data, respondents to the FactSet survey expect Apple's revenue in the quarter to be about $118.7 billion, a year-on-year increase of 6.48% and earnings per share to be $1.89, higher than $1.68 per share in the same period last year. Among them, the revenue from iPhone is $67.6 billion, iPad is $8.2 billion, MAC is $9.9 billion, service revenue is $18.7 billion, and the revenue from wearable devices, home and accessories is $14.3 billion.
Dan ives, an analyst at wedbush securities, an American investment bank, said Apple would exceed Wall Street's expectations in terms of earnings and revenue. He pointed out that despite the global chip shortage, iPhone 13 sales worldwide were "strong" during the holiday. He estimated that Apple sold more than 40 million iPhones in the first quarter, which would be the company's record sales.
Morgan Stanley estimated that the total shipment of iPhones in the holiday season was 83 million, an increase of 4% over the same period last year.
Chinese market
Ives also pointed out that the growth of the Chinese market is still Apple's "fuel in the engine". He estimated that Apple has gained 2.5% market share in the past 12 months, partly due to the product cycle of 5g iPhone 12 and iPhone 13.
"We estimate that in China alone, there were about 15 million iPhone 13 upgrades in the quarter ended December," he said
He further explained that due to the strong sales of pro and pro max, the average selling price of iPhone series is still "very objective", and Apple may also be boosted, which is one of the reasons why he is optimistic about the current product cycle.
Nicole Peng, an analyst at canalys, a market research company, also said, "we expect Apple's market share in China to reach the highest level since entering the Chinese market in 2008." Angelo Zino of CFRA research said that smaller competitors were difficult to keep up with production, which led to an increase in Apple's market share in China and other regions.
Apple has said it expects the iPad to be the only product with a year-on-year decline in sales due to tight supply. Analysts say Apple may give priority to iPhone parts. Preliminary data for the holiday season released by International Data Corporation (IDC) showed that MAC shipments increased by nearly 9%, while the overall growth of the PC market was only 1%.
How do supply chain problems affect?
In the quarterly report for the fourth fiscal quarter ended September 25, Apple had a rare decline in revenue. Tim Cook, CEO of the company, blamed it on supply restrictions and manufacturing interruptions related to the epidemic, which led to a total loss of about $6 billion in sales.
Cook predicted that the holiday season would be a greater drag on sales, but analysts expected Apple's sales to grow stronger than its competitors a few days after the launch of Apple's iPhone 13 in the just concluded fourth quarter.
"Because Apple has many customized parts in products such as iPhone, MAC and apple watch, as well as the scale (quantity and price) of its procurement, Apple has been able to lock in the ability of suppliers to shorten the production delay of these parts," said Neil Shah, an analyst at counterpoint research, a market research company
Chris CaSO, an analyst at Raymond James, also believes that iPhone sales are driven by improved supply, and points out that the supply chain bottleneck caused by chip shortage and other problems is expected to be solved.
However, while Apple is expected to survive supply chain problems, investors will still look for signs that Apple executives expect the tight supply problem to ease in 2022, although few expect a formal prediction. "We expect to focus on any comments that support the improvement of the supply chain, product demand and continued confidence in the strong momentum of user services / subscriptions," wrote Aaron rakers, an analyst at Wells Fargo
Service department may become a highlight
Joshua Warner, senior analyst of Jiasheng group, pointed out in the latest report that the supply chain problem may urge apple to accelerate its transformation to a service department with higher profit margin and not affected by supply problems like the product department.
The service sector currently contributes less than a fifth of Apple's revenue, but the growth rate is much higher than that of the product sector. Jiasheng expects its revenue to increase by 18.5% to US $18.68 billion in the first quarter; The gross profit margin is close to 70%, much higher than 35% of the equipment sales department.
Warner believes that the excellent profitability of the service department should give Apple the ability to absorb the incremental costs generated by the product department. In a lengthy press release released earlier this month, apple disclosed that its number of paid subscribers exceeded 745 million, up from 660 million in mid-2021; Its app store serves more than 600 million people per week.
Apple's service sector promotes Apple's growth in many ways. The areas highlighted by apple in the announcement include apple mall, apple music, Apple TV, apple fitness, apple news, apple podcast, apple book, apple bank card, apple map, icloud and digital wallet, which shows the breadth of opportunities.
Morgan Stanley analyst Katy Huberty also believes that Apple has room to exceed market expectations in its service business, in part because the app store performed better than expected. Overall, she believes that the service will show "relatively strong" in this fiscal year, which is a positive signal for Apple's profit margin.
Where does the share price go?
However, it remains to be seen how much the good news about the earnings will help Apple's stock, and analysts have different views.
Ives, who has always supported apple, said in its latest report that it maintained its outperformance rating and gave a target price of $200. Wells Fargo analyst Aaron rakers also maintained Apple's "overweight" rating, raising the target price from $165 to $205.
According to the data, 43 brokers rated Apple's stock as "buy" and believed that the decline since the beginning of the year was excessive. The average target share price of brokers for Apple's share price is $180.84, indicating that there is more than 14% room for rise compared with the current price, and Apple may hit an all-time high in the future. Apple's share price has fallen by more than 12% since the beginning of the year, which is basically in line with the overall downward trend of technology giants in the new year.
https://preview.redd.it/0oym1cq828e81.png?width=1838&format=png&auto=webp&s=961c81fa8e5b1a2294dc0b8cfa0a9b0f8dc4dec3
On the other hand, Huberty of Morgan Stanley believes that Apple's negative impact on production problems is not as large as expected, which may enable it to deliver optimistic results, and the next quarter will be "relatively in line with expectations", but she believes that people's forecasts of Apple's business have been included in apple's share price to a large extent.
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2022.01.27 09:14 mcm8279 StarTrek.com has uploaded an excerpt of Raffi & Seven’s new audio drama - it features an angry Seven who shoots down four Romulans from behind despite Raffi’s pleas to spare them

The new Seven of Nine who didn’t want to kill anymore after finding true love at the end of Picard, Season 1 …
… is still a pretty violent, angry, hot-headed and aggressive action heroine if you listen to the new audiobook they are promoting at the moment (voiced by Jeri Ryan herself):
https://intl.startrek.com/news/exclusive-listen-to-an-excerpt-from-audio-drama-star-trek-picard-no-mans-land
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2022.01.27 09:14 Fresh_Working2730 I titoli sono brutte persone...

I titoli sono brutte persone... submitted by Fresh_Working2730 to TearlessRaptor [link] [comments]


2022.01.27 09:14 ovivalentino Looking for a friend to do a challenge

Started playing Vigor for a couple weeks now. it ticks a lot pf my boxes as a game. however there’s now this challenge asking to team up with a friend in a. encounter. i dont know anyone personally who plays it. anyone would like to do one encounter i will be forever grateful. i am on ps5.
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2022.01.27 09:14 trustworthy_expert What is something that you know is important, that you do not care about?

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2022.01.27 09:14 poomu judge: anything you say will be held against you funny memes

judge: anything you say will be held against you funny memes submitted by poomu to failgags [link] [comments]


2022.01.27 09:14 kamomil De temps antan - La turlutte du rotoculteur (Quebecois lilting)

De temps antan - La turlutte du rotoculteur (Quebecois lilting) submitted by kamomil to IriMericans [link] [comments]


2022.01.27 09:14 Morgan-992 CARE BACKREST: This Back Rest can be used in a single twin bed or on 1/2 of a double bed, ideal for the elderly, disabled, and people recovering from surgery or injury. DESIGN: Additional padding at the bottom, so that it does not slip when sitting. The headrest is removable and machine washable.

CARE BACKREST: This Back Rest can be used in a single twin bed or on 1/2 of a double bed, ideal for the elderly, disabled, and people recovering from surgery or injury. DESIGN: Additional padding at the bottom, so that it does not slip when sitting. The headrest is removable and machine washable. submitted by Morgan-992 to McrOne [link] [comments]


2022.01.27 09:14 suspiciousattic76 lapis and fusion

tbh something I really enjoy about su is that they somewhat showed lapis's trauma surrounding fusion. after her fusion with jasper I'm glad they didn't make her fuse again. I feel it added a depth to what she went through as a character instead of just rushing to show how quickly she's recovered.
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2022.01.27 09:14 killHACKS Yep

Yep submitted by killHACKS to WhitePeopleTwitter [link] [comments]


2022.01.27 09:14 PitbullVicious Finnish Airforce Hornet Live JDAM Training

Finnish Airforce Hornet Live JDAM Training submitted by PitbullVicious to hoggit [link] [comments]


2022.01.27 09:14 I_5hould_Be_5tudying How dangerous is lamictal? Gf in danger please help

She just took 600mg of Lamictal (lamotrigine molecule) in a suicide attempt, they're trying to get her in a hospital asap, what are the dangers?
If you know a better subreddit for the question please tell me
Please she and I need this right now, I guess this isnt the right place for a call for help so the 300 characters rule make sense but I need help asap and I don't know what other subreddits to post on
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2022.01.27 09:14 hutikka69 Mielipiteitä Oulun keskusta kampuksesta

Tässä on linkki PDF tiedostoon, jossa opiskelijat ja työntekijä ovat päässeet jakamaan mielipiteitään Oulun tulevasta keskusta kampuksesta.
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2022.01.27 09:14 TcastelloS "Thursday and Literature" with Monika (Ch. 1)

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2022.01.27 09:14 Khae_Zhao Why is silver and Gold better inflation hedge than land? My common sense tells me most of the people will rather buy some land and real estate than PM to protect against inflation

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2022.01.27 09:14 katevolar Knowledge management

Hey guys! I would like to ask you smth .What do you imagine when you read this phrase "Knowledge management app for creative minds"? What possible tools come to mind that fit this description?
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http://henca.ru